 |
10
TERM 3.3 |
15
TERM 3.3 |
 |
$100,000 Minimum
(Ages 20 – 44)
$50,000 Minimum
(Ages 45 – 75)
2 Bands |
$100,000 Minimum
(Ages 20 – 44)
$50,000 Minimum
(Ages 45 – 70)
2 Bands |
 |
20 – 75
(Age Last Birthday) |
20 – 70
(Age Last Birthday) |
 |
Yes to age 70 |
 |
$5 Monthly: $15 Quarterly;
$30 Semi-Annually; $50 Annually |
 |
The base plan has a 5-year
level premium guarantee. All policies, however, are insured with the
Initial Period Guarantee Rider, which extends the guarantee period
to 10 years and is automatically included on all policies at no cost. |
The base plan has a 5-year
level premium guarantee. All policies, however, are insured with the
Initial Period Guarantee Rider, which extends the guarantee period
to 15 years and is automatically included on all policies at no cost.
|
 |
Up to 9 Other
Insured Riders are available for additional protection on the base
insured or other individuals. OIRs can be exchanged for an individual
policy with premiums based upon insured’s ORIGINAL issue age
and issue date. |
 |
Renewable to age 95 |
 |
Following the
initial 10-year period, premiums increase annually to age 95. |
Following the
initial 15-year period, premiums increase annually to age 95.
|
 |
Other Insured Rider, Family
Insurance Rider, Children's Insurance Rider, Accidental Death Benefit,
Waiver of Premium, Living Needs Rider, Premium Deposit Agreement |
 |
Very competitive
premium structure. Three preferred classes available. Ideal for middle
income market. |
