 |
10
TERM 3.3 |
15
TERM 3.3 |
 |
$250,000 Minimum
(Ages 20 – 44)
$100,000 Minimum
(Ages 45 – 75)
No Bands |
$250,000 Minimum
(Ages 20 – 44)
$100,000 Minimum
(Ages 45 – 70)
No Bands |
 |
20 – 75
(Age Last Birthday) |
20 – 70
(Age Last Birthday) |
 |
Yes, to earlier of the 10th
anniversary or to age 69. |
Yes, to earlier of the 15th
anniversary or to age 69. |
 |
$6 Monthly: $18 Quarterly;
$36 Semi-Annually; $60 Annually |
 |
The base plan
has a 5-year level premium guarantee. All policies, however, are insured
with the Initial Period Guarantee Rider, which extends the guarantee
period to 10 years and is automatically included on all policies at
no cost. |
The base plan
has a 5-year level premium guarantee. All policies, however, are insured
with the Initial Period Guarantee Rider, which extends the guarantee
period to 15 years and is automatically included on all policies at
no cost.
|
 |
Other Insured
Rider NOT available |
 |
Renewable to
age 95 |
 |
Following the
initial 10-year period, premiums increase annually to age 95. |
Following the
initial 15-year period, premiums increase annually to age 95.
|
 |
Family Insurance Rider,
Children’s Insurance Rider, Accidental Death Benefit, Waiver
of Premium, Living Needs Rider, Premium Deposit Agreement |
 |
Extremely competitive
premium structure. Three preferred classes available. Ideal for upscale
market (large cases/competitive situations). |
